The agricultural sector is the heart of many developing and low-income economies. The economic centrality of smallholders makes them extremely important and catalyst for broad-based economic growth. They are sometimes considered to be grass root of the economy. One key tool in improving smallholder productivity may be in the rapidly growing area of microfinance/ microcredit which refers to the provision of financial services to poor and low income people. Our guest Mr. Olabode Akiboye will be focusing on microcredit for small holder farmers.