The Pension Reform Act 2014 requires any employer with three or more employees to comply with the act by ensuring its employees open RSAs with remittances made monthly into them. This will ensure that small business employees work to drive growth and profitability of their companies, with their wellbeing at retirement well taken care of through secure pension savings and investments as stipulated by the Act. In Nigeria, 37m small businesses contribute 48.47% to the GDP and the sector is largely untapped by any structured pension scheme and represents over 70 percent of Nigeria’s total working population. This huge population is financially vulnerable at old age as most of them don’t even have savings to fall back on. Incidentally, they contribute largely to the Gross Domestic Product (GDP) of Nigeria while, the formal sector workers enjoy the protection of the Contributory Pension Scheme (CPS). In this episode our guest Mr. Akin Denton, Head Trade Process & Settlement of First Pensions will be discussing opportunities and benefits for SMEs in the pension industry.